Title Services

RESIDENTIAL CLOSINGS

Whether a first-time home buyer or seasoned real estate investor, Colonial Title can assist with any title, escrow and settlement requirements.  We make sure customers understand all aspects of the transaction and the associated fees prior to closing.

Colonial Title coordinates transactions with the buyer and seller, research and attempt to clear up any legal issues with the title, oversee seller, lender and government payments at closing and file the necessary paperwork with the applicable courthouse.

COMMERCIAL CLOSINGS

Colonial Title works with local, regional and national real estate developers and lenders to resolve title issues and close commercial transactions.  In addition, Colonial Title can request lien information, prepare closing documents and statements, organizational documents for the parties, leases, rent roll with security deposits, service contracts and other items to be prorated at closing, surveys and personal property itemizations included in the Bill of Sale.

TITLE SEARCH

Colonial Title’s experienced staff uses leading edge technology to produce timely and accurate searches.  Our title abstractors produce reliable search reports including residential and commercial title searches, title bring-downs and pre-foreclosure lien searches.

TITLE EXAMINATION

The title examination can be the most critical element of a real estate transaction. Ensuring the title is free and clear of any liens, judgements, encumbrances or other title defects is paramount to a successful closing.  Title defects can arise from a number of issues; incomplete probates, divorces, incorrect legal descriptions or unreleased liens just to name a few.  Any one of these gone undetected may cause significant problems in the future or at the very least, delay a closing at the last minute.  Colonial Title completes a thorough examination of the chain of title as well as a review of the public records.  This information arms the buyers and sellers with the knowledge needed in deciding whether to proceed with a transaction.

TITLE INSURANCE

Colonial Title has partnered with a national underwriter to offer title insurance and related services for transactions.  By having one of the largest insurance underwriter’s in the nation you can have the confidence that Colonial Title and its partners will stand behind our clients for any covered claims arising from title defects.

ESCROW SERVICES

Colonial Title offers all tasks necessary for the successful escrow of funds. Their team provides escrow instructions in a timely manner by managing funds and documents in accordance with escrow instructions. They ensure payment of all expenses, bills and professionals as instructed. The closing teams prepare the Closing Disclosures as required.